Climate change is increasing the incidence of not only floods, but also cyclones, droughts, dust storms and heat waves. These natural disasters can strike anyone, anywhere, but they do their greatest damage to the vulnerable poorest communities – often those of minority groups, or people living in remote areas or in fragile ecosystems.
This is why a newly launched research project is combining a number of very different solutions into one climate-smart bundle, helping smallholders prepare for a new climate era, increase their resilience to disasters and improve their opportunities for recovery. The project, known as Bundled Solutions of Index Insurance with Climate Information and Seed Systems to manage Agricultural Risks (BICSA), has been introduced in Bihar, India. It combines the strengths of public, private and academic actors, including the CGIAR Research Programs on Climate Change, Agriculture and Food Security (CCAFS) and Water, Land and Ecosystems (WLE), the International Water Management Institute (IWMI), Indian Council of Agricultural Research (ICAR), resistant seeds provided by Borlaug Institute for South Asia (BISA) and an insurance partner from Reliance General Insurance Company Limited (RGL).